The Benefits of using an Insurance Broker in Guernsey and Jersey

Choosing the right insurance can be complicated, especially in the Channel Islands, where unique
regulations and coverage needs apply. Working with a local broker, such as Channel Insurance Brokers
(CIB), means you’ll receive expert guidance and tailored solutions to suit your specific requirements. Here’s
how we can help across our key sectors:

Commercial Insurance

Running a business in Guernsey or Jersey comes with unique challenges, and having the right insurance in
place is essential to protect your hard work.

How CIB Helps:

  • Specialist Knowledge: Whether you own a retail shop, a restaurant or hotel, a construction firm, or
    a professional services company, we provide cover designed to meet your industry’s specific risks.
  • Risk Management Support: We help you identify potential risks and ensure your business is
    protected against unexpected events.
  • Dedicated Claims Assistance: If something goes wrong, we’re on hand to support you and liaise
    with insurers to achieve the best possible outcome.
    Key Benefit: Bespoke cover that protects your business interests and allows you to focus on what matters
    most—running your business.

Healthcare Insurance

Access to quality healthcare is important for individuals and businesses alike. Whether you’re looking for
personal cover or employee benefits, we can guide you through your options.

How CIB Helps:

  • Employee Benefits Solutions: We help businesses create attractive healthcare packages,
    including private medical and dental cover, to support staff retention and well-being.
  • Local Expertise: Our understanding of the Channel Islands’ healthcare systems ensures that you
    get the right cover for GP visits, specialist treatment, and emergency care.
  • Ongoing Support: We’re here to assist with policy selection, implementation, and ongoing
    management, ensuring your cover evolves with your needs.
    Key Benefit: Flexible, well-structured healthcare solutions that offer peace of mind for you and your
    employees.

Private Clients

If you own high-value assets, you’ll need specialist insurance that goes beyond standard policies. Our
Private Clients team is here to help.

How CIB Helps:

  • Bespoke Solutions: Whether it’s fine art, luxury homes, or high-performance vehicles, we arrange
    tailored insurance to suit your unique lifestyle.
  • Personal Service: We take a discreet, professional approach, offering advice based on trust and
    long-term relationships.
  • Exclusive Access: Our partnerships with leading insurers allow us to secure high levels of cover at
    competitive rates.
    Key Benefit: Tailored protection for your most valuable assets, with a focus on discretion and attention to
    detail.

Personal Insurance

Your home, vehicle, and personal possessions are valuable, and finding the right insurance to protect them
can be challenging. That’s where we come in.
How CIB Helps:

  • Wide-Ranging Cover: From household and motor insurance to boat, travel, and equestrian cover,
    we offer solutions that fit your lifestyle
  • Specialist Knowledge: We provide cover designed to meet your specific risks
  • Tailored Advice: Our experienced team takes the time to understand your needs and recommend
    the most suitable cover
  • Competitive Options: We compare policies from multiple insurers to find the best value
  • Dedicated Claims Assistance: If something goes wrong, we’re on hand to support you and liaise
    with insurers to achieve the best possible outcome.
    Key Benefit: Insurance that gives you peace of mind, knowing your personal assets are properly covered
  • Why Choose Channel Insurance Brokers?
    At CIB, we understand the unique challenges faced by individuals and businesses in Guernsey and Jersey.
    With years of local experience, we provide expert advice, exceptional service, and insurance solutions that
    truly fit your needs.

Get in touch today to see how we can help:
Guernsey: +44 (0)1481 726971
Jersey: +44 (0)1534 288930

Email: [email protected]

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